In 2017 there were 16.7 million victims of identity fraud in the United States – a record high, according to a study by Javelin researchers. Children fall among the most vulnerable targets for identity theft due to the existence of so many points of entry.

These access points include tablets, mobile phones, computers, and good old-fashioned home break-ins. As a result, protecting your family from a security breach can feel overwhelming.

However, there are ways to reduce risk and increase identity theft protection. Use the following tips to keep you and your family safe.

1.  Use long, random passphrases

Unless your password is a random set of letters, numbers, and characters, it’s easier to crack than you might think.

To reduce your chances of a security breach, keep the following tips in mind:

Create a long passphrase.

Don’t write passwords on notes near your computer.

Don’t use identical passwords across multiple accounts.

Don’t use words or numbers that are significant to you.

Fraudsters scan public profiles for personal information and identifying details to try to crack passwords. That’s why it’s important not to use things like birth dates, pet names, or details about your kids in your passwords. Especially for the most important online accounts, such as your bank, insurance, or home Wi-Fi.

The easiest way to create secure passwords is to use random (meaningless) phrases mixed with numbers and symbols (e.g., Fox8thegiAntsandwich!).

Because it’s difficult to keep track of multiple random passwords, consider using a dedicated password manager to generate and save secure passwords. That way all your passwords are truly random and saved in a secure location.

2. Be careful using smart speakers and other automated toys

The Internet of Things and smart tech have created a more connected world than ever before. In fact, even some children’s toys can now connect to Bluetooth or Wi-Fi. However, not all smart tech is secure.

Several toy manufacturers have come under fire in the past few years for having inadequate security and, in some cases, data breaches that put millions of children’s personal information at risk.

If you decide to buy a smart toy, do your research ahead of time. One important thing to look for is where the data is stored. If data is stored directly on the toy, the risk should be relatively small. If the data is sent to a server, it could be stolen by hackers who eventually use the information for credit card fraud or identity theft. 

Play it safe by inputting only false info (e.g., fake birth dates and pseudonyms), or consider forgoing smart toys altogether.

3. Upgrade your home security

The digital world isn’t the only place your family is at risk. The home is often where identity theft begins. Burglars aren’t just looking for fancy jewelry or TVs—personal information can be much more valuable.

Always keep important documents such as passports, birth certificates, Social Security cards, and other sensitive records in a locked safe or file cabinet. And be extra cautious during high-risk periods when thieves are more active, such as over holidays—never share your vacation plans publicly until after you’ve returned home.

Also, think about investing in a home security system so you can keep tabs on your property while you’re away and protect your family 24/7.

4. Monitor and freeze your child’s credit

Children are likely targets for identity theft because they have clean credit and the theft is likely to go undetected for years until the child is older. By this time, the damage is done, making it difficult for the child to apply for credit, get school loans, and pursue job opportunities.

Luckily, there are steps you can take to prevent credit fraud. One of the best ways is credit monitoring to keep tabs on your child’s credit. If you notice any bank loans, credit card applications, or other activity, your child’s identity has likely been compromised and you need to take immediate action and report the fraud.

You can also go one step further to prepare and freeze your child’s credit until they’re older. A credit freeze limits access to your child’s credit file, making it harder for would-be thieves to open accounts in your child’s name.

5. Talk to your kids about internet safety

Once your child can use their own digital devices, they’re at a greater risk of a security breach. Talk to your children early and often about how to stay safe on the internet. Teach them to avoid sharing personal information (such as full names, birth dates, addresses, or school names), talking to strangers online, and making online purchases without your permission.

By limiting how much information you share online, you can protect your family from child identity theft, credit fraud, or worse.

As the world becomes more connected, thieves and fraudsters have more opportunities to take advantage of you and your family. Follow these tips to protect yourself and your children for years to come.

By Andrea Harvey

The internet offers a wealth of education and opportunity for kids, but many parents worry about the dangerous side of the online world—namely, the opportunity for their kids to stumble across inappropriate content or unsafe websites.

Or a child may unknowingly reveal private information to a stranger. This is where a few apps come in handy.

These four apps were designed with parents’ concerns in mind to help you keep your kids safe online.

1. Kaspersky Safe Kids

This app offers everything you need to monitor your kids’ smartphone activity, from blocking access to adult content and suspicious search results to monitoring app usage and setting device screen time limits. This app also offers tips from psychologists on how to teach kids about the dangers present online and how to take proper precautions.

Download the Kaspersky Safe Kids app for iOS devices or Android devices.

2. Kidgy

Wish you could know where your kid is at all times? Now you can with the Kidgy app. This location-sharing app makes it easy to keep track of your family and monitor their online activity. Check the real-time location of your kids, receive alerts when they leave from or arrive at home or school, set tasks for them to complete, and monitor text messaging.

Download the Kidgy app for iOS devices or Android devices.

3. KidzSearch Filtering

Sometimes something as simple or harmless as a misspelling can result in a search result gone afoul. Instead of letting your kid use Google.com for searches, KidzSearch automatically filters Google to remove inappropriate content and unsafe websites. With this app, your kids can use the internet as they typically would, and the parental filter helps keep them safe. This is the same filtering being used on Safe Search Kids, only through an app for mobile devices.

Download the KidzSearch app for iOS devices or Android devices.

KidzSearch also available on Kindle Fire / Amazon.

4. DinnerTime Plus

Getting kids to disconnect from their devices isn’t an easy task. This app makes it easier to require phone breaks. With a few clicks of a button, you can set time limits, requiring your kid to take scheduled breaks during dinner time, study time, and bedtime. You can also set schedules for how much time they can spend online and receive real-time usage monitoring.

Download the DinnerTime Plus app for iOS devices or Android devices.

With a few apps on your phone, you can always oversee your kids’ online activity. And remember, for these apps to work, you and your kids should have reliable internet access on your phones.

Setting up a hotspot will keep your child connected so you can use these apps and monitor their whereabouts and online searches any time you need.

Consider running a speed test as you’ll want to make sure you get at least 10 Mbps from your internet connection (more if you use a lot of devices in your home).

Once your apps are installed, you can feel more at ease with your kids’ online activity.

Victoria Schmid enjoys writing about technology for the “everyday” person. She is a specialist in online business marketing and consumer technology. She has a background in broadcast journalism.

Here’s What Parents Should Teach Their Little Ones… Almost a decade ago, parents and caregivers didn’t have to worry about teaching their preschool aged children’s online safety. It’s the opposite today. Children are now being raised in the digital age.

Today, kids grow up learning how to use technology just like learning how to speak or walk. In fact, if technology isn’t a part of their lives, they would be unusual in society.

Touchscreen technologies have made the internet far more accessible than it used to be. It’s quicker and easier to use on a tablet or an iPad since you don’t need a mouse and a keyboard to navigate.

Some online safety risks for preschoolers

Not all parents believe there is a need to navigate and control how their 4 to 5 years old kids use the internet. Because what can go wrong. They are not using social media and they are barely spelling anything right.

It’s true, preschoolers don’t usually get exposed to as many risks as older children since they are usually using the internet under the supervision of an adult. However, that doesn’t mean parents can excuse themselves from taking certain practical internet safety precautions. Even if your preschooler goes online to play games or watch videos, they are still at the risk of accessing inappropriate content.

Raising Children Au says, there are three kinds of internet safety risk for preschoolers – content, contact and conduct.

1. Content: This includes the content that children might find upsetting, uncomfortable, or disgusting. Examples are images of animal cruelty, violence, pornography or videos that are meant for older children.
2. Contact: Children might come in contact with people they don’t know. For instance, they might end up on a communication app like Facebook Messenger or WhatsApp and send some personal photo or video to one of your contacts or even a stranger (on Facebook).
3. Conduct: This risk includes children acting in a way that might hurt others. For instance, they might end up deleting some important file or accidently make in-app purchases.

Children know more than we think!

If you think your preschooler isn’t smart enough to understand what the internet is, read the results of this study where 70, four-year-old children were asked what they know about the internet. 40 percent of the children in the study were able to describe what the internet is. Their understanding of the internet was associated with the experiences of going online and using technology with their family. They defined the internet as something they use to play games; something that mommy uses for work or big sister uses for sending emails and more.

Internet safety checklist to follow

Before children make up their own meaning about the internet, why not tell them what the internet is? Experts say you can start by teaching them that the internet is a net of technology we used to “talk” to each other. Once they understand that then we can move towards teaching them how to protect themselves online.

Here is a checklist that can help parents teach their little ones about internet safety:

• Explore the internet together: Start by exploring the internet together with your children. They will learn when you are exploring with them. Show them interesting websites, ask them to show you how to play their favorite game, or you can even simply talk about the video they were watching.
• Be involved: Encourage your children to use devices in the lounge or the kitchen. This will let you keep a close eye on how they are using the internet and what they are watching. Don’t forget to be involved in their enjoyment.
• Use passwords: You must know when your child is accessing the internet and a smart way to do that is to set passwords on all internet-enabled devices. Make sure these devices are out of your child’s reach. They will have to go through the process of asking permission to access the device and making you put the password so that they can play a game or listen to nursery rhymes. P.S. Don’t share passwords with them.
• Activate safe search settings: Your toddler will probably use Google and YouTube to do their thing on the internet. Enable safe search settings on both of them. This allows you to apply restrictions on inappropriate search results.
• Select the right content: Help them choose safe, educational, and fun games or videos. Research games or shows that would be appropriate for your child. You must be confident about the content your child is watching because they will be learning a lot from it.
• Teach them good and bad: It’s totally okay to talk to your child about good and bad content on the internet. Encourage them to come to you if they see something scary or upsetting. Here is how you can start the conversation: “Some videos on the internet can be scary. Tell mommy/daddy if you see something that scary or makes you unhappy.”

Put yourself in control

Don’t be afraid to use parental controls. There are plenty of child monitoring apps that allow you to set parental controls to manage and control what content your child sees online.

Lots of parents take refuge in vendors such as Xnspy; a monitoring app for children. It’s being used for monitoring and supervising online behavior of preschoolers and older kids alike. In short, it puts you in control of the online activities of your child and ensure their safety. This is how you can use the features of Xnspy for the online protection of your little ones:

• Manage Web Browsing: Usually, kids directly go to YouTube or the game that’s installed on their tablet. But some are smart enough to browse through Google, too. Xnspy allows you to check the web browsing history of your child’s tablet from a remote location. This feature is also useful if your child is with the nanny and you are just curious about what they are making your child watch.
• Set boundaries: It is never too early to set boundaries on how much internet or screen time your child gets access to. Xnspy allows you to set rules regarding how much time your child spends online. You can set screen-time limitations by locking their digital devices altogether. Practice this when it’s time to eat so that they develop the habit of eating without a screen in front of them or when it’s bedtime so they could sleep without any distraction.
• Block Apps: If your children share a tablet or phone, the apps that your older kid uses may not be appropriate for your toddler. Xnspy has the solution for that, too. You can block the apps that you find inappropriate for one or both kids and let them spend the right amount of time on the internet, worry-free!

Monitoring apps as the likes of Xnspy are great for working parents who leave their kids and their tablets with babysitters and don’t know how much time they are spending online or what they are doing online.

Other things to teach

You mustn’t forget to teach your child how to protect themselves one. Tell them to:

• Seek help whenever they see a pop-up in the middle of a game or video
• Be near an adult whenever they are using a device
• Only click on the tabs or apps your parent or babysitter has set up for you
• Don’t share personal information (like photos or videos) with anyone

Do doubt the internet is a large part of the daily lives of many young ones. They don’t just watch their favorite YouTube clips and play games online but also talk to long-distance relatives over video conferencing. It makes sense to set boundaries for them and teach the how to stay safe online from a young age.

Many facets of parenting have certainly changed over the years. On one hand, children are increasingly preoccupied with their smartphones and this includes having direct contact with friends at all hours. On the positive side, cellphones allow parents to keep in constant contact with their kids no matter where they are.

With great tools for learning and communication comes added responsibility for the child and parents. It’s important to have regular conversations in order to keep the relationship open. This builds trust on both sides. However, the younger a child is, the more a parent may feel the need to monitor their child’s computer activity. This has become standard practice for good parenting, but what about phone use?

Now it’s possible to read someone’s text messages without accessing that person’s phone and it’s free of charge. Cocospy has one of the best free text message tracking software on the planet. To be able to track your child’s text messages you should;

Create a free account

It is good to know that before you can be able to enjoy the tracking services of this fantastic tracking app, you need to secure an account. That is because; your account will allow you back-end access to your tracking dashboard where you can view various options and set up you tracking according to your needs. When signing up for cocospy, you are only required to provide necessary personal information, password, and then you are good to go.

Download the app

After signing up for a cocospy, you can now download the cocospy app and access it. The reason why you will want to make sure that you download the app is that it is the only way through which you can be able to get the tracking link. Remember that cocospy does not need you to download the app or install it on the target phone. What happens is that after you have entered the required details about the targeted phone, you are provided with a unique text tracking link to be used on the target phone.

By clicking the link, you shall have initiated the tracking process. It is therefore recommended that after installing the tracker using the link, you get rid of the text message because the user might be able to use it to access the tracker which can result in misleading information.

Get to tracking

After signing up for an account and activating your tracking, you should be able to see all the incoming and outgoing text messages. You need to know that you can regulate how often you need the message updates. However, you should understand that the higher the update rates, the more battery power your phone will consume because it means that the app will be running most of the time.

Other benefits of text message tracking

Other than tracking what your children are chatting about, text message tracking can be used for different things. However, it is imperative to ensure that before you monitor someone’s message to ensure that you are not breaking the law. Text message tracking has been used by couples who are extra protective and would do anything to ensure that their relationship is built on trust.

Also, some employers have been using text message tracking software to monitor their employees. Remember that there is some top secret information that should never be shared with your competitor.

However, some employees cannot resist a little bribe; hence, it is better not to take chances or else; you may risk shutting down your business. However, tracking your employees are only allowed in countries where the law agrees,

Conclusion

Children text a lot compared to how much they call each other, that is why you always need to ensure that you know everyone they chat to and what they are talking about. The good thing is that these kids only text their closest friends and people you trust; hence, it is much easier to tell the kind of things that they take much interest in. It is also good to know that text messaging still exposes the young one to more serious risks like predators and cyberbullying.

However, by tracking their chats, you should be able to stop any suspicious activity at the beginning. Remember that cyberbullying, and child predators need enough time before they can become full-blown, and the results start showing.