Anyone who is connected to the internet will be a target of online scams. These scams are common and come in a variety of ways. Scams may be on your smart phone via text, in an email and even in the form of a phone call. The key to keeping yourself safe from getting scammed is to be aware of various methods scammers use to try and trick you.

Scammers want to get money out of you. They do this by stealing your personal information and having you pay for something you don’t need. Once you are more attentive to the methods online scammer use, you’ll be more quipped to recognize them and even more importantly, ignore them.

Let’s review what these methods are and also give you some tips on how to confirm whether an email, text or phone call is legitimate or not. There are three main ways scam artists use to get your attention and fool you. Phishing, SMishing and Vishing. Here is what each of them mean and how you can protect yourself if presented by one of these methods.

Phishing

Phishing happens when a scam is sent to you via email. Most often, a scammer will invite you to click a link to gain access to your personal information. They will pose as a legitimate company, such as a bank, an online streaming service or social media platform. Basically, any online account you may or may not have is fair game.

You may not even use one of these services and wonder why they are targeting you. This is why it’s called Phishing. The term was created to sound like the word ‘fishing’. Someone fishing on a lake will cast their hook out into the water. They don’t know how many fish are in the lake. They don’t see the fish or know whether any of them are even interested in the bait on the hook. But the person fishing knows there may be at least one fish that will take a bite and be hooked. Another way to look at it is this. Imagine someone fishing from a boat with a large net. Not all the fish will be caught, but many will.

In the same way an online scammer will send the same email to millions of people. It may be for a company you don’t have an account to. But many other people getting the same email could be tricked into clicking the link. By doing so they will log in to a fake website and the scammer will capture their username and password. This will give the scammer access to the user’s real account in order to steal their identity.

How to Protect Yourself: Never click on a link you receive in an email, even if you think the email is legitimate from an account you have. Simply go to your web browser and visit your account’s website directly or by using a bookmark you’ve created. Log in from there and check to see if there are any issues with your account.

Phishing only works because people are not paying attention. For example, let’s say you just ordered a package from Amazon. Shortly afterward, an email arrives stating that there is something wrong with your shipment. This is probably a coincidence. You can see how easy it would be to click the link since you just sent a package.

SMishing

SMishing is when a scammer sends a message to you via text. It is called SMishing because texting is also known as SMS (short message services). Just like Phishing, criminals who want to steal your information or money cast a wide net via text to catch people off guard. SMishing is a more recent problem. There has been a lot of information about email scams over the past few years. Now, we need to be also be on the look out for SMishing scams on our phones. Most often these are security texts which appears to be from a bank stating that something is wrong with your account. The goal is the same. To trick you into giving over your personal information.

SMishing may also come in the form of a positive message. It may be a great deal on something but by clicking you may end up paying for something you won’t receive. Most recently with the Coronavirus outbreak, there have been text scams offering free face masks or hand sanitizer.

How to Protect Yourself: Be careful when clicking links in a text. Never click on a link associated with an account you may have, such as a bank account or any online account, including Spotify or Facebook. Of course, friends may send you links to websites or videos. In that case, just be extra careful and pay close attention to who is sending you the link.

Vishing

The “V” in Vishing stands for voice call scams. We’ve all received them. We’ve all been greatly annoyed by these scam phone calls that come from a foreign or strange looking phone number. Worse yet, many calls that are spoofed to look like a local number. The Spoofing of a phone number is when a caller makes it look like they are calling from a particular number, but the call is actually from different location altogether.

Just like other scams you need to be ready to think before you respond. The call may sound like it’s from a legitimate establishment. Adults are often tricked into thinking the call is from their government’s tax collection service. If the call is fact real, they won’t be threatening the receiver with arrest by the police if they don’t pay immediately, as scammers often do.

How to Protect Yourself: Never give any personal information over the phone, even if the person sounds like they are from a real company. If in doubt, hang up and call the company directly. If the caller is uttering threats or demanding information or money, hang up! You can also do your part to stop the scammer by reporting it. Google the contact information for your country’s anti-fraud center. You can call them or submit a report online from their website.

Protecting Your Computer from Scams:

On a final note, it’s important for anyone with a computer or laptop to also protect themselves from malware and viruses. If you accidentally click on a bad email link, you have better protection with a secure computer.

1. Make sure your operating system’s security features are activated and up to date.
2. Then install a reputable anti-malware software program. This type of program will also offer protection when surfing the web, in the event you land on an infected website that is trying to access your personal information.

These types of malicious websites may also try to secretly install malware on your computer and direct you to fake websites. You could also be infecting other computers through email without your knowledge.

To ensure you don’t have malware currently on your computer, you can do a free scan using MalwareBytes.

In today’s digital and always-online world, children are increasingly using the internet, and the trends predict that the numbers are only going to rise. The right time to talk to your kids and teens about cybersecurity is now. According to a 2015 study by Child Trends, 60% of children aged 3-17 used the internet at home, a steep climb from 11% in 1997.

Another study by The Center for Parenting Education found that kids and teens aged 8-28 spend about 44.5 hours in front of digital screens each week. Children are starting with the internet early, and it’s a parent’s job to add safeguards and filters to ensure a safe online environment.

However, parents can’t do it alone. The children need to be included in the discussion about how to stay safe online because, like it or not, the internet can be a dangerous place, and they can get caught in it. The web can help kids with their homework or research, and there’s no denying that it’s a game-changer for education. But there are bad actors and predators out there, lurking in the shadows, waiting to pounce at the most vulnerable members of society – children.

Here are the most critical topics you need to discuss with your children.

Passwords

If your kids are old enough to create and manage their accounts, talk to them about the importance of using strong passwords. The general rule is to use a combination of 8-12 upper and lower case letters, numbers, and symbols, or 3-4 random words strung together (e.g., cakeshorseversuszeppelin). Never use the same password for everything, because if one account gets compromised, all accounts will follow suit. Also, refrain from using personal information like names, pet names, street names, and birthdays.

Using a password manager can help store and encrypt all passwords, so you don’t have to memorize them. Make sure that you write down the master password and keep it in a secure location. Please don’t take a picture of it or save it on your phone.

Sharing Personal Information

Talk to your children about sharing too much personal information online, such as photos, videos, names, birthdays, and other sensitive data. Educate them about the fact that anything that they share or post online will be on the internet forever, so private social media posts must remain closed. Talk to them about the criminals looking to steal their information for identity theft, and the predators who will try to manipulate and exploit them.

Sex offenders like to collect photos and videos of kids, while some are known to trick children into believing they’re the same age as them. Most are violent and will spew obscenities regardless, so let your child know that anytime he or she feels threatened or uncomfortable while online, to tell you immediately. Getting an identity theft monitoring service for you and your children can help mitigate the risks of identity theft.

Viruses and Malware

Threat actors embed malware everywhere – software, apps, videos, and even websites. These are like bombs waiting for a trigger, and in most cases, the trigger is the user. Talk to your child about the dangers of downloading files online, clicking links from social media posts or unsolicited email, and visiting infected sites.

These may contain malicious programs that will install itself and infect the device, stealing sensitive data, or corrupting the entire system. Phishing attacks via email target anyone, and if an attacker gets your child to give up the network password, all your devices will be in jeopardy.

Also, warn your child about illegal movie streaming websites that are loaded with malicious ad popups and viruses. Install security software on all your devices and always keep the antivirus and firewall activated. For additional security or if you are running a business on a network, learn more about what the best hardware firewall is for your needs.

Using Unsecure WiFi

Your kids need to know that public WiFi is not secure and hackers lie waiting for the most vulnerable devices to exploit. Even if an establishment like a mall or coffee shop has a WiFi password, the attacker can get it too if he’s there enjoying a latte.

For added safety and peace of mind when using free WiFi, get a trusted VPN (virtual private network) service and use it on all your devices. A VPN creates a tunnel that encrypts your traffic, hiding your real IP address and location from anyone snooping around. Even your ISP won’t know what you’re doing online.

In a Nutshell

The internet is everywhere, and reality dictates that your child will encounter a facet of the online world sooner rather than later. While the internet is a fantastic place where kids can learn anything under the sun, the parameters of having a borderless online world coupled with freedom and anonymity are what makes the situation a scary one for parents.

The fact is, the internet is an unsafe place despite all the good stuff about learning and discovery, which is why every parent should start educating their kids about cybersecurity at the earliest opportunity.

Daniel William is Content Director and a Cyber Security Director at IDStrong. His great passion is to maintain the safety of the organization’s online systems and networks.  

He knows that both individuals and businesses face the constant challenge of cyber threats. Identifying and preventing these attacks is a priority for Daniel.

The internet offers a wealth of education and opportunity for kids, but many parents worry about the dangerous side of the online world—namely, the opportunity for their kids to stumble across inappropriate content or unsafe websites.

Or a child may unknowingly reveal private information to a stranger. This is where a few apps come in handy.

These four apps were designed with parents’ concerns in mind to help you keep your kids safe online.

1. KidzSearch Filtering

Sometimes something as simple or harmless as a misspelling can result in a search result gone afoul. Instead of letting your kid use Google.com for searches, KidzSearch automatically filters Google to remove inappropriate content and unsafe websites. With this app, your kids can use the internet as they typically would, and the parental filter helps keep them safe. This is the same filtering being used on Safe Search Kids, only through an app for mobile devices.

Download the KidzSearch app for iOS devices or Android devices.

KidzSearch also available on Kindle Fire / Amazon.

2. Kaspersky Safe Kids

This app offers everything you need to monitor your kids’ smartphone activity, from blocking access to adult content and suspicious search results to monitoring app usage and setting device screen time limits. This app also offers tips from psychologists on how to teach kids about the dangers present online and how to take proper precautions.

Download the Kaspersky Safe Kids app for iOS devices or Android devices.

3. Kidgy

Wish you could know where your kid is at all times? Now you can with the Kidgy app. This location-sharing app makes it easy to keep track of your family and monitor their online activity. Check the real-time location of your kids, receive alerts when they leave from or arrive at home or school, set tasks for them to complete, and monitor text messaging.

Download the Kidgy app for iOS devices or Android devices.

4. DinnerTime Plus

Getting kids to disconnect from their devices isn’t an easy task. This app makes it easier to require phone breaks. With a few clicks of a button, you can set time limits, requiring your kid to take scheduled breaks during dinner time, study time, and bedtime. You can also set schedules for how much time they can spend online and receive real-time usage monitoring.

Download the DinnerTime Plus app for iOS devices or Android devices.

With a few apps on your phone, you can always oversee your kids’ online activity. And remember, for these apps to work, you and your kids should have reliable internet access on your phones.

Setting up a hotspot will keep your child connected so you can use these apps and monitor their whereabouts and online searches any time you need.

Consider running a speed test as you’ll want to make sure you get at least 10 Mbps from your internet connection (more if you use a lot of devices in your home).

Once your apps are installed, you can feel more at ease with your kids’ online activity.

Victoria Schmid enjoys writing about technology for the “everyday” person. She is a specialist in online business marketing and consumer technology. She has a background in broadcast journalism.

The internet has opened up many opportunities and made our lives easier. However, it also made certain things more complicated. For example, parents have another big challenge to deal with – handling the digital habits of their kids.

Kids spend a lot of time online every day. It’s important to know what they are doing online and how this habit is affecting them. The internet offers a lot of learning opportunities, entertainment, and communication options to kids, but it has dangers as well.

These dangers can come in various forms. Here are some of the most important things you should pay attention to and how to protect your kids from them.

Learn More About the Internet Yourself

Kids learn really fast. As they grow older, they often surpass their parents with their knowledge. If your kid knows more than you, he or she can trick you easily. At the same time, how do you expect to protect your kids if you can’t protect yourself?

On top of that, the online world can change quickly. There are new apps, platforms, and sites becoming relevant each year. You need to know what they are about and how to use them. As a parent, you need to keep yourself continuously updated.

Make sure to keep track of what is relevant online. You can do this by merely using the web yourself and keeping an open mind.

Block Adult Sites and Other Harmful Content

You can’t expect to be present every time your kids are browsing the web. As a parent, you need to take time for yourself and catch a break from your kids. Luckily, you can block various online content to make sure your kids don’t access it.

There are various parental controls that you can choose from. These software programs block access to the most harmful sites, such as adult content. They also restrict access to websites that may not be harmful, but you don’t want your kids spending hours on. These may include social media networks and gaming sites.

Parental control software will also allow you to check the history and see what websites your kids visit, as well as send you reports on their internet searches.

Secure Your Networks

Everyone has home WiFi today. Just because they are common doesn’t mean that they don’t present a security threat. You never know who might try and access your network and intercept your data. First of all, make sure to create a strong password to ensure nobody else can connect.

Also, make sure to enable network encryption and reduce its range. Still, none of these things guarantee absolute safety. What you need to do is secure your connection to the network itself. You can do this by using a virtual private network.

There are various free VPN options to choose from. What’s even better is that they work on all devices that can be connected to the web.

Talk to Your Kids Regularly

Like with any other issue, you should talk with your kids about the internet. If you want them to learn how to use it the right way, you will have to teach them. Furthermore, it’s also a good idea to set an example whenever you are online when your children are around.

Tell them that not everyone online means good to them. Talk about hackers, cybercriminals, bullies, and dangerous software. Explain how coming in contact with people they don’t know even if it’s just online.

Try and explain to them that the internet is not detached from their actions. Teach them accountability and the importance of how they behave. At the same time, look to turn their focus to positive things online and look to get them interested in quality content.

Install Proper Protection

No matter if we are talking about a computer or a mobile device, you need security software. Sometimes your kids will make mistakes. In those situations, you can’t leave them dry. Luckily, there are various antivirus and antimalware software.

These tools give you an extra security layer that will stop most attacks. Of course, some might go undetected, but it’s always a good idea to increase your chances of success. At the same time, make sure to update all your apps, software, and operating systems on all devices. These updates come with vital security patches that fix various vulnerabilities.

In the end, it’s important to be present and care for your kids. A lot of parents don’t pay attention to what their kids do online and how they perceive the internet. It can be difficult for parents to rationalize the web, particularly social media. You need to be there for your kids and give them the support they need.