Category: Education

We all want to give our pets the best chance for a long, lovely life. Many pet owners have deciding that one of the best ways to do this is to protecting them with pet insurance. The first step in your journey towards exploring options for pet insurance plans is to crystal clear on your pet’s medical history.

By looking at your pet’s age, the breed of dog or cat that they are, and what illnesses they may be prone to becoming a victim to over the course of time, you can prioritize the elements of their health that are most vital. But everything comes with a cost, and pet insurance is no different.

Pet Insurance Affordability

What is the most that you can afford to pay in order to make your pet’s insurance a reality? Compile a list of what types of accidents and illnesses that need to be covered and the percentage of those particular costs that you are capable of paying for.

While you are obtaining quotes from pet insurance providers, understand that many of their prices will fluctuate due to factors such as whether you and your pet live in congested urban landscapes or in rural country regions.

Best Pet Insurance Options

Pet insurance plans have multiple variables crammed into the fine print that can often appear frustratingly similar to what each pet insurance company is offering the exact same thing as the one you looked into prior to it. But each company usually has its own variations of three core offerings: benefits, coverage, and premiums.

Familiarize yourself with the policies that you are interested in and make sure that they will reimburse you for the actual type of coverage that your pet will be in need of, such as accidents, illnesses, exam fees, and medications. When you are filing a claim, customer service becomes increasingly important. Be sure to ask a company questions that you have about their offerings.

Pet insurance rankings in 2022 have led the economic news organization Money to recognize the pet insurance provider Pumpkin as the “Best for Puppies and Kittens,” offering preventative care packs, competitive deductible amounts of $100, $250, and $500, providing a 90% reimbursement option that is among the highest of its competition, annual limits of $3000-$7000, and multi-pet discounts available to its customers.

But before considering which policy plan has the best potential for a long-lasting series of positive outcomes for your pet, here are some insurance terms every pet owner should get familiar with in order to pick the best pet insurance policy results in 2022.

Policy

This refers to the entirety of your pet health insurance plan that includes items such as coverage, premiums, deductibles, benefits, and coinsurance.

Coverage

This pertains to exactly what the policy will reimburse you for, which is mainly unexpected vet fees and related expenses. Accident and illness coverage tends to be the most common health insurance. Coverage can be used normally for things like labs, treatments, medications, and fees.

Perfect coverage would include any treatment and condition that may arise. Specialty coverage can even include hiring a pet sitter if you as the policyholder are one day hospitalized; advertising for (and paying) a lost-pet reward; a pet’s acupuncture and hydrotherapy; or emergency vet treatment while traveling overseas.

Accident and illness coverage

This is a comprehensive form of coverage for vet treatments, medications, diagnostic testing, and surgeries for brand new injuries, sicknesses, or diseases your pet is diagnosed with while insured.

Accident-only coverage

This form of coverage only applies to injuries from accidents, like broken bones.

Benefits

Whenever we start talking about benefits, essentially, we’re discussing the dollar amount your pet insurance provider will pay you for a covered incident that happened to your cat or dog during a given time period, compared with how much you have paid for insurance coverage.

Benefits are a means of determining the pet insurances that yield the best results during your search because the good benefits pay as much as possible for a covered incident. Often you may hear the term “benefits” used interchangeably with “coverage.”

Premiums

This is the dollar amount that you pay each month for the coverage and benefits that you receive. The short answer is the better the coverage and benefits that you have acquired, the higher the premium price will be.

Deductible

This refers to the amount you’re responsible for paying before a claim that you file can be reimbursed by the insurance company. Depending on the plan that you have selected, the deductible starts over on an annual basis or applies to individual conditions over the life of your cat or dog.

Coinsurance

This is the percentage of your bill that you must pay that excludes the deductible. Let’s say, for instance, if your policy coinsurance is 10%, that means the insurance company will reimburse your vet expenses up to 90%, minus the deductible and any other excluded expenses.

Waiting period

This refers to the medical-exclusion time period between the start of the policy, and it can last anywhere from two days to 30 days for accidents or illnesses. Make sure that you are aware that you will only be reimbursed for medical expenses that occur after the waiting period. Any conditions diagnosed during the course of the waiting period will be excluded from coverage eligibility.

Policy value

The value of a pet insurance policy is typically the annual limits of how much money can be spent on your pet for medical procedures that year, the deductible amounts that need to be paid in order to redeem the money the provider will reimburse you with, and the percentage of the services being billed that can be reimbursed.

Covered costs

These are the billed services that can be covered by pet insurance and are not restricted. Typically there are some illnesses or treatments that have limited coverage, but exam fees for bringing in your injured animal to the vet are not covered. But luckily, exam fees are fairly inexpensive in comparison to other treatments.

Pets are part of the fabric of our lives.  The a true companions that offer unconditional love. Their presence even known to provide mental health benefits through animal therapy. Therefore, it’s difficult to put a price tag on the value of our relationship to our pets.  With this article at least, you now have the vocabulary to properly pick the pet insurances that yield the most optimal results for your loving dog or cat in 2022.

Pet Ownership and Child Development

Owning and caring for a pet is a big responsibility.  As we have mentioned there are many benefits that make the cost worthwhile.  When kids are involved, there are great life skills to be learned.  It’s also worth exploring the role of pets in childhood development, including how it contributes to developing neurodiverse children.  Is a pet right for your family?  Make sure to do your research and seek out all the advice available on getting a family pet.

After years of dedication and hard work, your teen has finally completed their homeschooling. Whether it’s from graduating from a certified K-12 school or you home-schooled them yourself, your teen is now ready to start planning for college. College is the true beginning to your child’s life, so you want to ensure everything goes swimmingly.

Here’s how you can prepare your home-schooled child for college.

Financial Prep

The first step in planning out your child’s college education is to figure out the best way to pay for it. How much you have to pay depends on two factors; the college itself and what degree your teen wants to pursue. While college is going to be an investment no matter what, some degrees are more expensive than others. Medical, law, biochemistry and technology are just to name a few.

Once your teen has settled on their educational path, you can then take the next step. If you find yourself in need of financial assistance, consider applying for a student loan from a private lender. A private lender can help your child finance their education by offering them reduced interest rates. If you want your child to solely focus on their education, you can consider taking out a private parent loan instead.

Choosing the Right College

Your teen is going to have their first taste of freedom by picking which college they want to attend. However, this can take a while because not every college may suit your child’s needs or standards. Some colleges may not even offer certain degrees. Sit down with your teen and help them research local colleges. Look at the reviews left to get an idea of their reputation.

Bear in mind that this is their choice, so they should always have the final say. Don’t set expectations or give them options only you would choose. Instead, give them sound advice by relaying your own experiences. Make it an unforgettable experience for the both of you.

Teach Them Valuable Life Skills

Whether they’re transitioning into a public college or decided to continue studying at home, you need to teach your child some new skills. Not only will they help them with their college work, these skills are essential for being a successful adult. Below is a list of the life skills you need to help your teen learn:

• Effective communication
• Practicing self-control
• Learning to think critically
• The importance of time management
• Embracing and overcoming challenges
• Using failure as a learning tool
• Teaching good money habits
• Appropriately asserting themselves in specific situations
• Showing empathy to others

Learning these kinds of skills is no different than taking on a habit. It’ll take a little practice and diligence, but your teen should pick up on these skills relatively quickly.

Prepare Their Transcripts

To maximize their chances of being accepted into their chosen college, make sure to have copies of their high school transcripts. These documents are what showcase your child’s grades in school, classes they’ve taken and extracurriculars they’ve been a part of. It also shows their GPA, which is actually a requirement for some colleges.

Independence and Responsibility

When you home-school your kids, you have a certain degree of control over their daily lives, this will change once they go off to college. Everything from internet accountability to folding their own laundry will now rest on their shoulders. It is best to baby step them towards these freedoms but loosening the reigns little by little as the even gets closer. This is not the time to practice the rip off the band aid strategy.

Give Them Some Pre-College Work

Perhaps the best way to truly get your teen into the swing of things, supply them with some college prep work. This is certainly ideal if your child is hoping to get involved with AP classes throughout their major. AP stands for advanced preparation and is harder than the standard version of a course.

But you don’t have to worry about paying for an external program. Your teen can participate in college prep work for free. There are plenty of online courses and platforms, like Khan Academy and Coursera, for your child to partake in until it’s time for the real deal. To give you both an example of this type of work, it involves lessons and tests for subjects, like history, geography and even calculus.

The pandemic has dramatically changed the education sphere. Schools have begun to teach remotely and use digital platforms. A lot of distance learning tools for kids have appeared as well. Distance learning when kids were sent home from schools hit parents unexpectedly.

In addition, this has become a real challenge not for parents and teachers only, but for older brothers, sisters, as well as the kids themselves who needed to learn to focus during online learning.

New technologies and tools for distance learning have made online education even more convenient and accessible. Of course, all services, tools, and platforms are recommended and provided by the teacher according to the educational program and lesson plan.

However, there are general-purpose tools for distance learning. They will always be handy for kids during the educational process and when doing homework. These tools are easy to use and will simplify remote learning.

In this article, we will not give tips for parents on how to help their kids while studying at a virtual school but will talk about the must-have tools for distance learning.

Google Classroom

Google Classroom is an online service for online education. The tool helps organize the learning process, conduct online classes, and control students’ knowledge.

Most likely, you have already worked with this application as part of Google Workspace, and your kid definitely knows how to deal with it. In any case, this is an extremely handy tool for distance learning. It has the necessary features for the easy learning process.

With the right approach, a teacher will create a convenient schedule, and your kid won’t forget to do all the homework. It will no longer be necessary to ask if your child has done the tasks and prepared this or that project. You can check all the relevant and necessary information yourself in the app.

Microsoft Teams

This communication tool is also actively used by virtual schools. The teacher uploads lesson materials to Teams in advance. Each student in the class can view these materials directly in the system or download them to their computer; complete tasks individually or work together with other students and the teacher; discuss the topic in a chat format.

The teacher can demonstrate a presentation or other lesson materials during the online lesson, as well as conduct fun activities for bored kids in real-time.

This service is especially convenient for kids. They can find all the files with educational materials, links to useful websites and resources, videos, and much more in one place.

Zoom

Zoom is a video calling service where online classes are organized at the proper level. Educators from all over the world use this tool for distance learning and prefer it to Discord to share their knowledge.

To participate in the online class, your kid can use any convenient gadget: computer, laptop, tablet, or phone. If you decide to move or are away from home, the application allows your child to attend the lesson from any place where the Internet is.

PDFChef

PDF files are widely used for a variety of tasks, but editing them isn’t a trivial task. Therefore, for a successful learning process in a virtual school, your child will need this PDF editor to do homework and work on various projects.

This tool for distance learning is a full-featured PDF editor for single pages and entire files. It has all the features to modify text and other elements in files without losing formatting. This service includes all the necessary functions for kids. Furthermore, parents can easily work with it as well.

PowerPoint

This program is still in the lead among similar services. Of course, there are many other presentation makers. However, PowerPoint takes the honorable first place among the free software.

The program is developed to work with slides and create presentations. The ability to work in such a program can be useful to your kid when preparing various projects and reports — it is often required to prepare bright visual materials with text, pictures, and tables. Mastering the creation of simple presentations using PowerPoint is easy. It’s enough to have an idea about the main features and the program options.

Canva is also often used to create simple and stylish presentations. This service attracts users with a huge number of templates and layouts.

WhatsApp

This app is a “tip for parents” as it’s the most popular way for virtual school teachers and parents to interact.

Almost every second owner of a modern gadget has this messenger installed. It is simple and easy to use, fast, and has everything you need for communication, including transferring photos, videos, and, in general, any files.

The service allows you to establish communication between participants in the educational process and maintain constant contact. You don’t need to call up and meet in person with the teachers. You can easily solve all the significant issues by chatting, even when it’s inconvenient for you to call.

Bandicam Screen Recorder

The next tool for remote learning on our list is this screen recorder. The software will be useful to your kid when preparing projects, presentations, videos. Moreover, using this software, children can record screens or take a screenshot of any fragment of homework or material and send it to the teacher to get an additional explanation.

Bandicam is absolutely easy to use and very user-friendly to anyone, even to a beginner who has never tested it before. Therefore, you and your kid will easily master this tool for remote learning. The program also records sound from a microphone, a computer, or a running application.

Conclusion

Distance learning was first introduced in 2020 as a necessary measure to combat coronavirus infection. Then the new format caused numerous disputes among all participants in the educational process. For some, it has been difficult to adapt to remote learning. Others enthusiastically supported this decision, noting distance learning as an effective alternative to the traditional format.

Modern technologies and tools for distance learning help organize the online education process efficiently and in the shortest possible time. Online and desktop software help to quickly complete the tasks assigned to the student.

Today learning platforms and virtual schools of all kinds allow your kid to gain knowledge even in a bed. We have listed the must-have tools for distance learning that will facilitate the process of getting an online education.

Stay safe and protect your children on the Internet!

Computer coding, especially if you’re young, can sound like an impossible challenge. You would think it’s too technical until you notice that it’s easy enough for even kids to do. Coding itself has so many benefits, even beyond the usual advantages it can give to a child’s future career.

Whether learning Python coding, Ruby, Java, or Scratch, coding for kids is a powerful way to optimize values formation, personal growth and relieve potential attention-deficit behaviors.

Here are 6 unknown benefits of coding for kids unrelated to coding itself.

Computer Programming Promotes Logical Thinking

Coding is a creative form of thinking and problem-solving. Children are often taught how to test, think critically, and solve problems in school. Computer science is a field that teaches kids how to code using logic and problem-solving. It’s also one of the many fun ways your kids can learn to code.

Every code follows a specific language and semantic where; if you want to get the best results, you need to follow through the logic of the code. Regardless of the coding language, solid logic skills can help you resolve many issues and potential semantic errors.

In real life, being logical leads to strong critical thinking skills. You would develop good common sense, question issues for evidence, and have a more scientific way of thinking. Logical thinking improves your problem-solving skills and cuts down on the time you need to resolve any issue.

Coding Helps Children Avoid Procrastination

School life can be difficult, and students tend to procrastinate. While coding isn’t a solution for procrastination, it can help you avoid it. Coding teaches children to solve problems, think logically, and be creative. This habit of being creative and avoiding procrastination can benefit their future.

When you learn to code, you learn how to structure thoughts, solve problems, and structure ideas. You learn how to break problems into steps and to get organized. This organized habit can come in handy for the student and work. It helps you develop good time management and work habits.

Procrastination is the bane of every parent. Children who learn to code can avoid this habit. It teaches them how to work smart, not hard. Whether you do online coding classes or learn from the class, it teaches children how to set aside ample time to plan their activities.

Coding Helps Children Develop Focus

Coding is an all-inclusive skill that, for example, also teaches children how to follow directions, explore unexpected outcomes, and fix problems. Coding requires a certain level of focus. When children start coding, they first need to learn the basics. They don’t have to know everything at once, which helps children develop their focus.

The code often resembles a puzzle, and the child has to follow directions. Skill development apps for kids can teach them how to focus on the task at hand and think outside of the box to solve a coding wall. It teaches them that they probably don’t know the proper solution if they don’t follow the directions.

In coding, you have to motivate yourself to work through the processes. You have to stay focused. You learn how to tie all the loose ends and structure your ideas. This habit of being organized is helpful to them in all aspects of their lives. They learn how to manage their thoughts and structure their ideas.

Coding Helps Children Develop Creativity

Coding for children teaches them to be creative since coding involves solving a problem. Object-oriented programming for beginners, for example, is a particular form of coding where children need to imagine a situation and develop a solution.

Creativity is more than just coming up with ideas. Creativity requires the ability to structure your thoughts and work within a task’s parameters. Coding teaches children how to structure their thoughts, think outside the box, and solve problems.

In coding, it’s considered bad practice to reinvent the wheel. You have to find existing solutions and use them. You have to learn to follow directions and structure your work. This creative habit can be a fantastic outlet for many other skills.

Coding Helps Children Develop Self Confidence

Coding for children teaches them self-confidence, too. Children learn that they can solve any problem if they spend enough time pondering solutions and acting on them. This helps build their self-confidence, knowing that they can rely on their skills.

When kids code, they learn to be independent, a precious skill. In life, children need to know how to protect themselves from peer pressure, make decisions, and present themselves. Coding teaches children to be independent.

Confidence in yourself is a huge advantage, as many people respect confidence and being comfortable under your skin. It can help you overcome many obstacles and achieve your goals. Coding helps children develop self-esteem because they use their own creativity to solve problems.

Coding Helps Children Manage Stress

Coding is one of many ways children can learn to relax. In school, children often have problems with stress management. Stress management is essential to help children manage their emotions.

In schools, teachers are trained to relieve stress. They teach children how to focus on the right tasks and manage their time. However, these strategies don’t always work. Children often struggle to manage their emotions and stress.

When you learn how to code, you develop ways how to manage stress. Children who learn to code in school learn how to work under pressure. Coding teaches you how to organize your thoughts and structure your ideas. You discover how to find solutions within the set parameters of the code. You learn to prioritize what needs to be done first to move the project forward.

The Bottom Line About Coding

Coding, especially for kids, is an invaluable skill that can help them later in life. There are many other benefits to learning coding, such as providing problem-solving and analytical skills.

Learning how to code for children gives them many advantages, such as helping them avoid procrastination, developing focus, developing self-confidence, and reducing stress.

Learning to code is fun, too. Children can learn to code from an app or in a class. They can learn coding from a parent or a teacher. They can learn to code online from an app or in a class. Learning coding can open so many doors for your child, and you shouldn’t miss this opportunity to help them succeed.